No one can legally drive a car without having it registered first. 

So it is advisable to register your vehicle as soon as you get it. But can you register your car without proof of car insurance? Or do you need auto insurance to be able to complete your registration? 

In this article, we will tell you if you need car insurance to register your car. 

Do You Need Insurance To Register A Car?

The answer to that is yes, most of the time. In most of the states in the United States, you will need a car insurance policy to be able to register a vehicle. 

But this can be quite confusing, so bear with us. In some states, you are not really required to have an auto insurance to register your car. However, since it is a requirement to have a car insurance policy to be able to drive a car, you pretty much need it to register your car. 

Car insurance is required in all states of the United States, except for the state of New Hampshire. In New Hampshire, you just need to show proof of financial responsibility rather than car insurance. 

The minimum coverage of a car insurance is liability coverage. But some states require more coverage including personal injury protection, medical payments, uninsured motorist insurance, etc. 

Other Documents You’ll Need To Register Your Car

Aside from showing a proof of car insurance, other requirements for vehicle registration includes the following: 

  • Title of the vehicle, or other legal proof of ownership
  • Driver’s license
  • Bill of sale

In addition to proof of auto insurance as well as your insurance ID, you will also need a driver’s license to be able to register your vehicle.

States That Do Not Require Proof Of Insurance For Registration

Like I have said earlier, in some states, you do not necessarily need to show proof of car insurance to register your vehicle. Aside from New Hampshire, six other states also do not require proof of insurance to register a vehicle. 

These states are:

  • Arizona
  • Tennessee
  • Washington
  • Mississippi
  • Wisconsin

However, in the mentioned states, you will need to provide car proof of insurance within a certain time frame after you register your vehicle. So you are not totally free if you do not have insurance yet. 

Also, you are not allowed to drive your vehicle, even after having it registered if you do not have a car insurance policy. So it is best to insure your car as soon as you buy it. 

If your vehicle is already registered, then your car insurance policy expires, your vehicle registration may be suspended. You will need to provide proof of insurance each time you renew your vehicle registration.

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