Catalytic Converters are an important part of pretty much every gas-powered vehicle. Using chemical reactions, catalytic converters turn toxic substances into a car’s exhaust gasses.

That includes carbon monoxide, nitric oxide, nitrogen dioxide, and hydrocarbons into less dangerous molecules like carbon dioxide and water vapor.

Because they are an important part of every vehicle, they can also be worth a lot of money. That is why Catalytic Converts get stolen more often than you’d think.

Here in this article, we will tell you whether car insurance provides coverage for stolen catalytic converters. 

Does Car Insurance Cover Stolen Catalytic Converters?

The short answer to that is yes, car insurance provides coverage for stolen catalytic converters. However, you will only get car insurance coverage if you have certain types of coverage. 

If you have comprehensive coverage on your auto insurance policy, you are normally protected against the theft of a catalytic converter in most cases. It’s common for auto insurance policies to have comprehensive coverage, including protection against catalytic converter theft.

Comprehensive coverage will normally pay for the replacement of a stolen catalytic converter and the repair of any damage caused by the removal of the converter. When you purchase comprehensive auto insurance, you are protected if your vehicle is damaged due to an unforeseeable event.

The circumstance described above and the theft of other car parts are considered an unexpected event. Another example is if your car was hit by a post due to a violent windstorm, comprehensive coverage would pay for the repairs.

The good thing is that comprehensive car insurance provides coverage for stolen catalytic converters. These things can be very expensive. 

Cost of Replacing a Catalytic Converter

It costs roughly between $1500 and $2000 on average to have a catalytic converter replaced in a vehicle. The typical cost of a theft deterrent modification is approximately $150.00.

Your catalytic converter is quite pricey because it requires rhodium to lower pollution levels. Rhodium is exceedingly expensive, making its use in a catalytic converter quite expensive at present. As a result, manufacturers must raise the price of the catalytic converter to recover their expenses.

Immediately contact a maintenance specialist if you notice that your catalytic converter has been stolen from your automobile. Drivers who do not have a converter should consider contacting for assistance because driving without one can be dangerous.

To determine whether or not the catalytic converter was stolen, you should inspect underneath the vehicle for an obvious hole in the undercarriage near the muffler.

In conclusion, having comprehensive car insurance coverage gives you financial protection for stolen catalytic converters. Especially considering how important and how expensive they are.

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