Nevada is well known for its desert landscape and for the vibrant city of Las Vegas. Las Vegas is the home of many luxuries, and of course, that includes expensive cars. 

But with cars also comes car insurance. After all, car insurance is mandatory in the United States. 

Car insurance is important to factor into your expenses if you own or are thinking about owning a car. And many things affect how much car insurance costs. 

One of the factors that affect how much car insurance costs is the state where you live. So, how much is car insurance in Nevada and how does it compare to the rest of the country?

Below you’ll find out the average costs of car insurance in Nevada and key factors that determine how much you’ll pay.

How Much Is Car Insurance In Nevada?

The answer to that depends. That is because there are a number of factors affect how much you’ll pay for your car insurance premiums in the state of Nevada. 

But to give you some idea, the average cost of car insurance premiums in the state of Nevada in 2022 ranges from $860 to $2,245 per year. Nevada’s car insurance coverage is higher than the national average, which is $1,485 per year.  

The amount of car insurance coverage you get is one of the biggest factors that affects the rates you’ll end up paying for your car insurance. 

If you are only planning to have minimum coverage, Nevada’s average car insurance rate in 2022 ranges between $720 and $1,140 per year.

On the other hand, the average cost of car insurance premiums in Nevada in 2022 is $2,635 for full coverage. 

Car Insurance Companies in Nevada

The car insurance provider is another factor that affects how much car insurance premiums you will pay in Nevada. 

The car insurance company that offers the cheapest rates for the minimum coverage is Geico. Their premiums per year are only around $400 for minimum coverage in NV.

On the other hand, the most expensive car insurance minimum coverage comes from Kingsway. Their car insurance premiums cost around $2,360 per year for minimum coverage. 

As for full coverage car insurance, the cheapest option also comes from Geico, at only $1,115 per year. Meanwhile, the most expensive full coverage for car insurance comes from Key, which is $4,505. 

Age 

Another thing that will affect the car insurance rates in Nevada is your age. Nevada’s cheapest car insurance rates are premiums for drivers in their 50s, whose yearly premiums are only $1,387.72. 

On average, much like most states, the younger the driver, the more expensive the premiums. For example, the car insurance premiums for 17 years old is $6,973.00 per year, while for 30 years old, it is only $1,499.47. 

Driving History

Another factor influencing auto insurance premiums in Nevada is a driver’s driving history. The average annual premium for drivers who have been involved in an accident at their fault ranges from $1,764.83 to $2,304.21. Meanwhile, if the driver is arrested and charged with a DUI, their vehicle insurance costs will climb to $2,445.44 per year.

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